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On Stewardship & Generosity

Is tithing a law, a floor, or a ceiling — and what does radical gospel generosity actually demand of Christians?

Curated on April 6, 2026

Last updated: April 17, 2026

TL;DR

Among evangelicals, tithing is variously seen as a binding minimum, a helpful starting guideline, or an outdated Old Testament requirement. Most agree that radical gospel generosity means giving sacrificially beyond obligation, motivated by grace rather than law, with the amount determined by prayerful discernment and Spirit-led conviction rather than fixed percentages.

Evangelical churches remain deeply conflicted about money. The tithing debate—whether the 10% obligation of the Old Testament law applies to New Testament Christians—reveals fault lines about grace, obligation, and the gospel's power to transform our relationship with possessions. Many evangelical pastors teach the tithe as a baseline, a floor below which giving becomes stingy. Yet the data tell a sobering story: fewer than 5% of churchgoers actually tithe, and the average evangelical gives only around 2% of income. Meanwhile, the prosperity gospel has convinced millions that generosity is an investment that guarantees divine return. The American church has inherited a consumeristic approach to faith that treats giving as a transaction rather than a transformation.

A growing chorus of evangelical leaders—Randy Alcorn, David Platt, John Piper, Tim Keller—are making a counterintuitive case: the problem is not that we expect too much generosity from Christians, but too little. They argue that the New Testament doesn't reduce giving to a percentage but calls believers to radical, sacrificial generosity rooted in the gospel itself. When Jesus demands that we "take up [our] cross" and follow him, when Paul celebrates the Macedonian churches who gave "beyond their means," when Acts depicts a community that sold possessions to meet needs—the New Testament is not setting a ceiling at 10% but inviting us into a freedom that makes generosity inevitable. This vision offers an escape from both the legalism of tithing and the materialism of consumer Christianity.

Key Questions

  • What is the status of the tithe in New Testament Christianity—a binding principle, a helpful guideline, or an obsolete Old Testament law?
  • What would radical, gospel-motivated generosity look like practically in the life of an ordinary Christian family?
  • How does the idolatry of wealth operate in American evangelical churches, and what distinguishes it from healthy stewardship?
  • Is the prosperity gospel a perversion of biblical teaching on generosity, or does it logically follow from consumer Christianity?
  • How can churches disciple Christians toward freedom in giving rather than guilt about it?

The Debate

Three Evangelical Positions on Giving and Stewardship

Evangelicals approach the question of giving through different theological lenses. Some ground giving in the tithe as a transcultural principle. Others appeal to gospel grace and radical sacrifice. Still others emphasize Christian freedom and wisdom. Each view responds to legitimate biblical themes—and each carries different pastoral risks.

Position A

Tithing as Normative

Ligon Duncan, many evangelical pastors

The tithe is a cross-testamental principle that predates the Mosaic law (Abraham, Melchizedek) and reflects God's design for generosity. While the New Testament doesn't explicitly command tithing, it assumes a trajectory of grace-based giving that at minimum honors the tithe as a floor. The tithe provides clarity, accountability, and a concrete way to prioritize God's kingdom in household budgets. Teaching anything less risks cultivating stinginess in a generation prone to materialism. The tithe becomes a discipline that trains the heart toward generosity.

Position B

Radical Gospel Generosity

Randy Alcorn, David Platt, John Piper

The New Testament doesn't set a percentage but rather calls believers to sacrifice that reflects their grasp of the gospel. The Macedonians gave "beyond their means" out of joy. Zacchaeus pledged half his wealth. The widow gave her last penny. Generosity is not measured by a tithe but proportional to grace received and freedom experienced. The danger of a percentage-based floor is that it can become a ceiling; rich Christians tithe and feel righteous while the poor sacrifice beyond their ability. Gospel generosity asks "how much can I give?" not "how little can I get away with?" This requires ongoing discernment and freedom, not a fixed rule.

Position C

Freedom and Wisdom

Libertarian evangelical voices, wisdom-centered approaches

Giving amounts are a matter of Christian liberty. Neither the tithe nor any other percentage is mandated in the New Testament. Instead, believers are called to prayerful wisdom, guided by the Holy Spirit, informed by their own circumstances and the needs they discern around them. The danger of both "tithing as law" and "tithing as floor" is that they can calcify generosity into an obligation rather than a joyful, Spirit-led response. Christians should give thoughtfully, generously, and freely—not from guilt or legalism but from hearts transformed by grace. Context, season of life, and discernment matter more than formulas.

Our Take

A consumer church produces stingy Christians. When our primary cultural conditioning teaches us that accumulation is success, that comfort is a right, that we deserve to spend on ourselves—the church's call to generosity will always feel like an unwelcome demand rather than a liberated response. The real crisis is not whether we tithe but whether we have allowed the gospel to reshape our entire relationship with money. A gospel that doesn't free us from materialism is not the gospel of Jesus, who said more about money than almost any other topic and who demands that we relinquish control of our possessions as a condition of discipleship.

The path forward is neither legalism nor license. Churches should teach the tithe as a helpful starting point and biblical precedent, not a law. But simultaneously, they must call Christians to the far more radical reality: that following Jesus means we belong to a different economy. We are freed from both the tyranny of accumulation and the guilt of arbitrary percentages. Instead, we are invited into generosity as the overflow of grace—a generosity that asks what we can give, not what we can withhold. Only in this freedom does money become what it's meant to be: a tool for expressing love, meeting need, and extending the kingdom of God.

Curated Articles

2

Generosity and the Gospel

Piper argues that generosity is not a burden imposed on Christians but the inevitable expression of hearts captivated by divine grace.

3

The Giving Crisis in American Churches

A sobering examination of giving statistics and what they reveal about evangelicalism's failure to disciple Christians in generosity.

4

Money and the Idolatry of Wealth

Alcorn exposes how Christians can be captured by the pursuit of wealth while maintaining theological orthodoxy about money's dangers.

5

Why the Prosperity Gospel Is False Gospel

A clear theological critique of how the prosperity gospel inverts the gospel's logic and reduces God to a guarantor of wealth.

8

Tim Keller: Money and the Gospel

Keller's teaching on how a true grasp of the gospel transforms our entire relationship with possessions and giving.

9

Biblical Stewardship: More Than Money

An exploration of stewardship as a comprehensive posture toward all of life's resources, not merely financial giving.